by: Kelsi Kelly and Kelly Vang
Thesis: It can be complicated for a first-time house buyers in Fresno, CA to understand the home purchasing process; therefore, this outline intends to present frequent advices that will make first time home buyers more comfortable and familiar when buying a home. In addition, it will help save buyers money and assist in selecting the perfect mortgage loan as well as understanding first time home buyers opportunities and programs available.
First Time Home Buyers
I. Where to acquire the financings to purchase a home.
a. Calculate out how much you can afford
b. Getting pre-approved for a loan
c. Calculate how much money needed for a down payment
d. Choosing the right mortgage type:
-fixed rate/ adjustable rate
II. First Time Home Buyer Opportunities
a. The American Recovery and Reinvestment Act of 2009
-$8,000 tax credit for first time home buyers
b. City of Fresno programs
-Calhome Mortgage Assistance Program
-Home Buyer Assistance Program
Resources:
First Time Homebuyers. 2009. Retrieved on October 18, 2009 from http://www.hud.gov/buying/comq.cfm.
First Time Home Buyer Tax Credit. 2009. Retrieved on October 18, 2009 from http://www.federalhousingtaxcredit.com/2009/faq.php.
City of Fresno Home Buyer Assitance Programs (2009). Retrieved on October 18, 2009 from http://www.fresno.gov/Government/DepartmentDirectory/PlanningandDevelopment/Housing/HousingAssistance/HomeBuyerAssistance.htm.
First time Home Buyers. 2009. Retrieved on October 18, 2009 from
http://www.lendingtree.com/smartborrower/first-time-home-buyers/.
Posts
7 years ago
1 comment:
OK, Kelsi and Kelly. I think you two are on the right track. I do suggest you find a few more references if you are going to cover all the topics in your outline. Also, you might want to consider the broadness of your topic. You could narrow down your topic to I or II and cover either section in more detail. Just a though. Keep pressing forward.
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